Health Cash Plans

The simple way to manage the cost of your everyday healthcare check-ups and treatment

Health cash plans are a popular choice and an excellent way to spread the cost of your everyday healthcare. They can enable you and your family to claim cash back on dental, optical and therapy treatments plus much more.

CLA Healthcare provide this in partnership with BHSF.

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What is a health cash plan?

Health Cash plans differ from Private Medical Insurance (PMI) because they are designed purely to reduce your out-of-pocket everyday healthcare expenses. You can typically get back between 50% and 100% of the cost of routine healthcare appointments, up to a pre-defined limit. Cover can include:

  • Dental and optical care
  • Specialist consultations and diagnostics (including scans)
  • Therapies including physiotherapy, chiropractic treatments and osteopathy
  • Health Screening

How does a health cash plan work?

You pay a monthly fee which entitles you to have your routine medical and dental expenses covered (up to a limit).  To claim back money on medical expenses, you simply pay the bill on the day and then send any relevant paperwork to your provider to claim the cash back. How much you’ll get back will depend on the terms and conditions of your plan.

What is the difference between a health cash plan and Private Medical Insurance?

Private Medical Insurance is not the same thing as a healthcare cash plan. You may choose to have both in place at the same time. PMI usually covers you for the diagnosis and treatment of medical conditions, which is typically provided in a private hospital.

In contrast, a health cash plan can be used to pay for ongoing and routine treatments. Many NHS users are still expected to pay for their prescriptions, eye tests and dental treatment. A health cash plan can help fund these sort of routine expenses.

What are the benefits?

  • With premiums typically considerably lower than Private Medical Insurance, health cash plans can be an affordable alternative
  • A health cash plan can offer peace of mind that you can claim money back, up to certain limits, on a range of everyday health treatments
  • You can include your family and dependants on your policy

To find out more about the specialist health cash plan that we have in place for CLA members, please click on the link above.

Find out more

To find out more or to discuss your healthcare options in more detail, the expert team at CLA Healthcare are on hand to help.

Call 01274 717361 or email to find out more.

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